Budget and staffing cuts to FEMA and NOAA are triggering alarm across the insurance industry, as these agencies provide the climate data and disaster coordination critical to underwriting and pricing coverage. Without their support, insurers warn of rising premiums,...

A California judge has ruled that the state’s FAIR Plan unlawfully denied smoke damage claims, marking a major shift in how wildfire-related insurance coverage is interpreted. The decision challenges the long-standing “sight and smell” rule and the practice of...

Governor Jeff Landry signed several insurance reform bills into law on June 30, aiming to lower property and auto insurance premiums in Louisiana. The new laws include protections for seniors, transparency around credit-based rate hikes, and tax deduction for home...

Homeowner’s insurance premiums are rising across all 50 states, with projected increases averaging 8% this year, and some states seeing much steeper hikes. While disasters like California’s wildfires and Florida’s hurricanes grab headlines, inland states like Iowa,...

President Trump’s “Big Beautiful Bill,” which includes deep Medicaid cuts, narrowly passed the Senate and now heads back to the House, sparking fears in Oklahoma where nearly one in four persons rely on Medicaid. Doctors warn the measure could devastate rural...

Live Oak Vice Mayor Aaron Pamma and two others were arrested in connection with an alleged arson insurance fraud scheme that netted over $200,000, according to the Butte County District Attorney. The charges stem from a February 2024 fire at a Butte County farmhouse,...

Lightning-related insurance claims in the U.S. dropped to $1.04 billion in 2024 , alongside a 21.5% decline in total claims, according to the Insurance Information Institute. Despite the drop, Florida, Texas, and California continued to lead in claim volume, with...

Home insurance premiums in Sacramento have surged 54% since 2019, outpacing homeowner income growth and ranking among the steepest increases nationwide, according to Zillow. High wildfire risk and shrinking insurer availability have pushed many residents onto...