Dive Into Civic Data

Florida’s Office of Insurance Regulation has approved a 31.5% average homeowners rate increase for Trusted Resource Underwriters Exchange, one of the state’s largest hikes in two years. Officials said the insurer is playing “catch-up” after missing adequate rate...

New Mexico Sens. Martin Heinrich and Tim Sheehy have introduced the bipartisan Wildfire Insurance Coverage Study Act, directing the Government Accountability Office to examine how worsening wildfires impact homeowners’ access to insurance. The legislation comes amid...

State Farm is set to raise Illinois homeowners insurance rates by 27% starting August 15, citing inflation, rising repair costs, and $638 million in hail damage claims last year. Governor JB Pritzker and the Illinois Department of Insurance are pushing back, demanding...

Twenty-one states are suing the Trump administration over a new rule they say will make it harder for Americans to access private health insurance under the Affordable Care Act. Set to take effect in August, the rule shortens...

Louisiana insurers will soon be required to disclose the prior policy premium when issuing a renewal policy to a policyholder under House Bill 148, a controversial new law aimed at curbing “excessive” rate hikes. Insurance Commissioner Tim Temple has begun the...

Florida Sens. Rick Scott and Ashley Moody introduced the Flood Insurance Relief Act, which would provide a nonrefundable tax deduction on flood insurance premiums paid through the National Flood Insurance Program or private insurers. The measure is part of Scott’s...

Budget and staffing cuts to FEMA and NOAA are triggering alarm across the insurance industry, as these agencies provide the climate data and disaster coordination critical to underwriting and pricing coverage. Without their support, insurers warn of rising premiums,...

A California judge has ruled that the state’s FAIR Plan unlawfully denied smoke damage claims, marking a major shift in how wildfire-related insurance coverage is interpreted. The decision challenges the long-standing “sight and smell” rule and the practice of...

Governor Jeff Landry signed several insurance reform bills into law on June 30, aiming to lower property and auto insurance premiums in Louisiana. The new laws include protections for seniors, transparency around credit-based rate hikes, and tax deduction for home...